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50% discount on health insurance for families with girl child

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50% discount on health insurance for families with girl child

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The country’s largest general insurance company, New India Assurance, on the eve of International Women’s Day launched a special health insurance scheme for families with girl child.

The scheme ‘New India Asha Kiran’ is a floater policy offered to the entire family, but restricted to families with girl children.

The policy gives 50 per cent discount for the girl children. Further, in case of accident to parents, the sum insured will be placed as fixed deposit in the name of the girl children. Sum assured offered are Rs 2 lakh, Rs 3 lakh, Rs 5 lakh and Rs 8 lakh. As a family floater policy, it covers immediate family including the proposer, spouse and dependent girl children.

This health insurance policy also has daily cash benefit on hospitalization, critical care benefit up to 10 per cent sum insured and reimbursement of emergency ambulance charges.

The company also announced health policies with added benefits for women that are being sold through a tie-up with the all women bank “Bharatiya Mahila Bank”.

Speaking on the occasion, Chairman and Managing Director of New India Assurance G. Srinivasan said “We have launched this product, specially designed for families with only girl children, on the occasion of International Women’s Day. This product is reasonably priced as discounts are offered for insuring girl children”.

Other health insurance policies that have been launched with Bharatiya Mahila Bank, especially for women, include BMB Saki, which is targeted at lower income group women, and BMB Nirbhaya for women in higher income groups. One unique feature of these policies is that they include maternity benefit.

The company has posted a 36 % rise in net profit at Rs 701 crore in the third quarter ended December 31, 2013 from Rs 517 crore in the same period last year.

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